About

OTP Group is one of the fastest growing independent banking groups in Central and Eastern Europe, with unique knowledge of the region and a lasting commitment to it.

With integrity and determination OTP Group is working towards helping the development of the Central and Eastern European region to become the continent’s growth engine.

We strive to provide excellent financial services through digital innovation, AI, and data-driven insights. We harness the synergies within our group and act as a driver of the region’s digital transformation.

Transparency and Accountability

OTP Group is headquartered in Hungary (OTP Bank Plc) and has a diversified and transparent ownership structure.

OTP Bank Plc has been listed on the Budapest stock exchange for 30 years and has a diverse international ownership structure, mainly consisting of Western institutional investors, with insignificant (0,05%) state ownership. The global depository receipts (GDRs) representing the ordinary shares that are traded abroad are listed on the Luxemburg Stock Exchange and the London Stock Exchange. The depositary bank for OTP GDRs is the Bank of New York Mellon.

Our primary focus is on prudent, transparent and accountable operations. Compliance with local and international rules, including applicable sanctions regulations, is a key priority. OTP Group operates under various supervisory authorities on an EU and national level: European Central Bank, European Banking Authority, Single Resolution Board, and also national supervisory authorities.

Financial Services Across 11 Countries

With nearly 40,000 employees the Group provides universal financial services to 17 million customers in now 11 countries of the CEE and Central Asian region.

Involvement in Russia

• OTP Group attempted to exit Russia after the outbreak of the war, but like every other Western commercial bank since August 2022, we were unable to do so due to the changed regulatory environment. However, we have managed to reduce our exposure to Russia by paying a total of EUR 460 million in dividends in 2023-2024.
• Our activities in Russia are also focused on compliance with local and international law.
• OTP immediately stopped lending to companies in Russia after the outbreak of the war and rapidly reduced its existing corporate loan portfolio. We also strive to comply with the applicable sanctions rules as strictly as possible in our payment services and have built numerous safeguards into our processes to filter out any potential sanctions violations based on verifiable information.

Activities in Ukraine

OTP Group is actively supporting Ukraine through various initiatives, demonstrating its broader commitment to bolstering Ukraine's economy and aiding businesses in overcoming the challenges posed by the conflict. OTP was the first to restart lending in Ukraine’s agricultural sector; OTP supported the Ukrainian budget through pre-paid tax contributions; to date, OTP Bank has provided nearly UAH 200 million (EUR 4.3–4.5 million) in financial and humanitarian assistance. OTP’s CEO of its Ukrainian subsidiary currently serves as President of the Ukrainian Banking Association, underscoring OTP’s acceptance in the local market.