ESG ratings, memberships

ESG ratings

OTP Group’s environmental, social and governance (ESG) performance is rated by a number of agencies, for the purpose of providing information to investors.

Sustainalytics ESG uses risk ratings to assess companies. The rating provides a clear insight into ESG risk at the corporate level by measuring the extent of an organisation’s unmanaged ESG risk. The specific criteria only consider issues that have the potential to have a significant impact on the economic value of the company. The lower the level of unmanaged risk, the better the assessed company performs in terms of ESG.

OTP Bank Sustainalytics ESG Risk Assessment: Low

In March 2026, OTP Bank received an updated ESG Risk Score of 17.1, which is a slight increase compared to the Q3 2025 rating result. The Bank continues to be classified within the low risk category, underscoring its strong ESG performance.

OTP Bank maintains a negligible risk profile in key areas such as product governance, resilience, and stakeholder governance, with further improvements noted in the first two categories. Additionally, our business ethics rating has improved, moving from low risk to negligible risk. The Bank also demonstrates low ESG risk across several other domains, including corporate governance, data privacy and security, ESG integration in financials, and human capital management.

The MSCI ESG rating is designed to measure a company’s resilience to long-term, industry-relevant environmental, social and governance risks. A rules-based methodology is used to identify industry leaders and laggards, based on how exposed companies are to ESG risks and how well they manage these risks relative to their competitors. Their ESG ratings range from leading (AAA, AA), average (A, BBB, BB) to lagging (B, CCC).

OTP Bank’s MSCI ESG Rating: “A”

OTP Bank’s current rating is A, indicating an improvement. It reflects the improvement of the Bank’s Human Capital management practices. The latest assessment recognizes substantial progress, highlighting OTP Bank’s strong governance improvements. In the areas of Access to Finance OTP continues to perform above the sector average, reinforcing its commitment to inclusive and responsible banking.

Memberships

Principles of Responsible Banking

The Principles of Responsible Banking provide a unique framework to ensure that the strategy and practices of the joining banks are in line with the vision that society has set for its future in the Sustainable Development Goals and the Paris Climate Agreement. OTP Bank joined the PRB in 2021.

Hungarian Advertising Self-Regulatory Board

As part of the self-regulation of advertising, we have undertaken to contribute to positive cultural change through the power of marketing communication, the responsible and multi-faceted portrayal of people in advertising, and to being transparent in the achievement of these goals, including the measurement thereof.

Hungarian Sustainable Investment and Finance Association

OTP Bank is a member of the Hungarian Sustainable Investment and Finance Association (HuSif), a platform established to support the growth of sustainable investments in Hungary by bringing together key financial market participants committed to sustainability. Through this collaboration, OTP contributes to strengthening the sustainable financial ecosystem and advancing the transition towards a responsible, net-zero-aligned economy in line with international standards and the UN Sustainable Development Goals.

Hungarian Renewable Energy Association

The Hungarian Renewable Energy Association is the largest nongovernmental organization for renewable energy in the country. Their mission is to promote professional and economic value creation, as well as the industry’s, society’s, and environmental commitment in support of the green transition.

BCSDH

Business Council for Sustainable Development in Hungary’s mission is to accelerate the transition to a sustainable world by increasing the success of responsible and value-creating business activities. They believe that the key to the long-term success of a company is an executive director and management who are aware of the concept of sustainable development and are able to interpret it in a complex way in decision making.

If you need any further information or have any comments regarding OTP Group's sustainability related activities, we welcome your feedback sent to sustainability@otpbank.hu.