Credit ratings

OTP Bank Plc.

Rating agency: Moody's

Rating 
Long-Term Local and Foreign Currency DepositBaa1 (0)
Short-Term Local and Foreign Currency DepositP-2
Long-Term Counterparty Risk Rating (Local and Foreign Currency)A3
Short-Term Counterparty Risk Rating (Local and Foreign Currency)P-2
Senior Unsecured DebtBaa3 (0)
Subordinated Foreign Currency DebtBa1
  • RatingLong-Term Local and Foreign Currency Deposit Baa1 (0)
  • RatingShort-Term Local and Foreign Currency Deposit P-2
  • RatingLong-Term Counterparty Risk Rating (Local and Foreign Currency) A3
  • RatingShort-Term Counterparty Risk Rating (Local and Foreign Currency) P-2
  • RatingSenior Unsecured Debt Baa3 (0)
  • RatingSubordinated Foreign Currency Debt Ba1

Last update: 30/10/2025

Rating agency: S&P Global

Rating   
Long-Term Local and Foreign Currency Issuer Credit RatingBBB (-)
Short-Term Local and Foreign Currency Issuer Credit RatingA-2
Long-Term Resolution Counterparty Rating (Local and Foreign Currency)BBB+
Short-Term Resolution Counterparty Rating (Local and Foreign Currency)A-2
Senior Unsecured DebtBBB
Subordinated DebtBB
  • Rating Long-Term Local and Foreign Currency Issuer Credit Rating  BBB (-)
  • Rating Short-Term Local and Foreign Currency Issuer Credit Rating  A-2
  • Rating Long-Term Resolution Counterparty Rating (Local and Foreign Currency)  BBB+
  • Rating Short-Term Resolution Counterparty Rating (Local and Foreign Currency)  A-2
  • Rating Senior Unsecured Debt  BBB
  • Rating Subordinated Debt  BB

Last update: 14/04/2025

Rating agency: Scope

Rating   
Issuer RatingBBB+ (0)
Preferred Senior Unsecured DebtBBB+ (0)
Non-Preferred Senior Unsecured DebtBBB (0)
Tier 2 DebtBB+ (0)
  • Rating Issuer Rating  BBB+ (0)
  • Rating Preferred Senior Unsecured Debt  BBB+ (0)
  • Rating Non-Preferred Senior Unsecured Debt  BBB (0)
  • Rating Tier 2 Debt  BB+ (0)

Last update: 28/11/2023

Rating agency: Lianhe

Rating   
Issuer Credit Rating (China national scale)AAA (0)
  • Rating Issuer Credit Rating (China national scale)  AAA (0)

Last update: 28/06/2023

(-) Outlook: negative
(0) Outlook: stable
(+) Outlook: positive

Most recent announcement of rating agencies about OTP Bank

Credit ratings of subsidiary banks of the OTP Group

For further information please view the following pages

Capital Market Activity

Summary of OTP Group’s funding strategy and sources of funding

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Debt Capital Market Funding

Presentations and conditions of major outstanding debt instruments

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Country Ratings

Moody’s rating of countries in which OTP Group has presence.

Read more

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