Dept capital market funding
DCM investor presentations
You may find here OTP Bank’s deal and non-deal related fixed-income investor presentations
OTP Bank Nyrt. €7,000,000,000 Euro Medium Term Note Programme 2025
(documents are available only in English)
- Base Prospectus
- Base Prospectus First Supplement
- Base Prospectus Second Supplement
- Summary of the first nine months 2025 results
- Consolidated, condensed IFRS Financial Statements 1H 2025 (condensed)
- Half-year Financial Report - First half 2025 results
- Summary of the first quarter 2025 results
- Consolidated IFRS Financial Statements 2024
- Consolidated IFRS Financial Statements 2024 – Independent Auditor’s report
- Consolidated IFRS Financial Statements 2023
- Consolidated IFRS Financial Statements 2023 – Independent Auditor’s report
- Agency Agreement
- Deed of Covenant
- Articles of Association
Last update: 23/01/2026
OTP Bank Nyrt. Domestic Bond Issuing Programme 2025-2026
(documents are available only in Hungarian)
- Base Prospectus
- Base Prospectus First Supplement
- Base Prospectus Second Supplement
- Base Prospectus Third Supplement
- Base Prospectus Fourth Supplement
- Base Prospectus Fifth Supplement
Last update: 14/01/2026
Summary of international debt securites issued by OTP Bank
| Type of Instrument | ISIN | Outstanding Notional (million) | Issued | Matures | Actual coupon | |
|---|---|---|---|---|---|---|
| Tier 2 Notes issue of OTP Bank | Tier 2 | XS2586007036 | USD 650 | 15/02/2023 | 15/05/2033, callable by the Issuer between 15/02/2028 and 15 /05/2028 | From 15/02/2023 to 15/05/2028: 8.75% p.a. |
| Tier 2 Notes issue of OTP Bank | Tier 2 | XS2988670878 | USD 750 | 30/01/2025 | 30/07/2035, callable by the Issuer between 30/01/2030 and 30/07/2030 | From 30/01/2025 to 30/07/2030: 7.30% p.a. |
| Senior Preferred issue of OTP Bank | Senior Preferred | XS2626773381 | USD 500 | 25/05/2023 | 25/05/2027, callable by the Issuer on 25/05/2026 | From 25/05/2023 to 25/05/2026: 7.5% p.a. |
| Senior Preferred issue of OTP Bank | Senior Preferred | XS2698603326 | EUR 650 | 05/10/2023 | 05/10/2027, callable by the Issuer on 05/10/2026 | From 05/10/2023 to 04/10/2026: 6.125% p.a. |
| Senior Preferred issue of OTP Bank | Senior Preferred | XS2754491640 | EUR 600 | 31/01/2024 | 31/01/2029, callable by the Issuer on 31/01/2028 | From 31/01/2024 to 30/01/2028: 5% p.a. |
| Green Senior Preferred issue of OTP Bank | Senior Preferred | XS2838495542 | EUR 700 | 12/06/2024 | 12/06/2028, callable by the Issuer on 12/06/2027 | From 12/06/2024 to 11/06/2027: 4.75% p.a. |
| Senior Preferred issue of OTP Bank | Senior Preferred | XS2871018136 | CNY 300 | 31/07/2024 | 31/07/2027, callable by the Issuer on 31/07/2026 | From 31/07/2024 to 31/07/2027: 4.1% p.a. |
| Senior Preferred issue of OTP Bank | Senior Preferred | XS2917468618 | EUR 500 | 16/10/2024 | 16/10/2030, callable by the Issuer on 16/10/2029 | From 16/10/2024 to 15/10/2029: 4.25% p.a. |
| Green Senior Preferred issue of OTP Bank | Senior Preferred | XS3102027383 | CNY 900 | 30/06/2025 | 30/06/2028, callable by the Issuer on 30/06/2027 | From 30/06/2025 to 30/06/2027: 3.5% p.a. |
| Senior Preferred issue of OTP Bank | Senior Preferred | XS3281761901 | EUR 500 | 03/02/2026 | 03/02/2032, callable by the Issuer on 03/02/2031 | From 03/02/2026 to 03/02/2031: 3.625% p.a. |
Type of Instrument
ISIN
Outstanding Notional (million)
Issued
Matures
Actual coupon
- Tier 2 Notes issue of OTP BankTier 2
- Tier 2 Notes issue of OTP BankTier 2
- Senior Preferred issue of OTP BankSenior Preferred
- Senior Preferred issue of OTP BankSenior Preferred
- Senior Preferred issue of OTP BankSenior Preferred
- Green Senior Preferred issue of OTP BankSenior Preferred
- Senior Preferred issue of OTP BankSenior Preferred
- Senior Preferred issue of OTP BankSenior Preferred
- Green Senior Preferred issue of OTP BankSenior Preferred
- Senior Preferred issue of OTP BankSenior Preferred
- Tier 2 Notes issue of OTP BankXS2586007036
- Tier 2 Notes issue of OTP BankXS2988670878
- Senior Preferred issue of OTP BankXS2626773381
- Senior Preferred issue of OTP BankXS2698603326
- Senior Preferred issue of OTP BankXS2754491640
- Green Senior Preferred issue of OTP BankXS2838495542
- Senior Preferred issue of OTP BankXS2871018136
- Senior Preferred issue of OTP BankXS2917468618
- Green Senior Preferred issue of OTP BankXS3102027383
- Senior Preferred issue of OTP BankXS3281761901
- Tier 2 Notes issue of OTP BankUSD 650
- Tier 2 Notes issue of OTP BankUSD 750
- Senior Preferred issue of OTP BankUSD 500
- Senior Preferred issue of OTP BankEUR 650
- Senior Preferred issue of OTP BankEUR 600
- Green Senior Preferred issue of OTP BankEUR 700
- Senior Preferred issue of OTP BankCNY 300
- Senior Preferred issue of OTP BankEUR 500
- Green Senior Preferred issue of OTP BankCNY 900
- Senior Preferred issue of OTP BankEUR 500
- Tier 2 Notes issue of OTP Bank15/02/2023
- Tier 2 Notes issue of OTP Bank30/01/2025
- Senior Preferred issue of OTP Bank25/05/2023
- Senior Preferred issue of OTP Bank05/10/2023
- Senior Preferred issue of OTP Bank31/01/2024
- Green Senior Preferred issue of OTP Bank12/06/2024
- Senior Preferred issue of OTP Bank31/07/2024
- Senior Preferred issue of OTP Bank16/10/2024
- Green Senior Preferred issue of OTP Bank30/06/2025
- Senior Preferred issue of OTP Bank03/02/2026
- Tier 2 Notes issue of OTP Bank15/05/2033, callable by the Issuer between 15/02/2028 and 15 /05/2028
- Tier 2 Notes issue of OTP Bank30/07/2035, callable by the Issuer between 30/01/2030 and 30/07/2030
- Senior Preferred issue of OTP Bank25/05/2027, callable by the Issuer on 25/05/2026
- Senior Preferred issue of OTP Bank05/10/2027, callable by the Issuer on 05/10/2026
- Senior Preferred issue of OTP Bank31/01/2029, callable by the Issuer on 31/01/2028
- Green Senior Preferred issue of OTP Bank12/06/2028, callable by the Issuer on 12/06/2027
- Senior Preferred issue of OTP Bank31/07/2027, callable by the Issuer on 31/07/2026
- Senior Preferred issue of OTP Bank16/10/2030, callable by the Issuer on 16/10/2029
- Green Senior Preferred issue of OTP Bank30/06/2028, callable by the Issuer on 30/06/2027
- Senior Preferred issue of OTP Bank03/02/2032, callable by the Issuer on 03/02/2031
- Tier 2 Notes issue of OTP BankFrom 15/02/2023 to 15/05/2028: 8.75% p.a.
- Tier 2 Notes issue of OTP BankFrom 30/01/2025 to 30/07/2030: 7.30% p.a.
- Senior Preferred issue of OTP BankFrom 25/05/2023 to 25/05/2026: 7.5% p.a.
- Senior Preferred issue of OTP BankFrom 05/10/2023 to 04/10/2026: 6.125% p.a.
- Senior Preferred issue of OTP BankFrom 31/01/2024 to 30/01/2028: 5% p.a.
- Green Senior Preferred issue of OTP BankFrom 12/06/2024 to 11/06/2027: 4.75% p.a.
- Senior Preferred issue of OTP BankFrom 31/07/2024 to 31/07/2027: 4.1% p.a.
- Senior Preferred issue of OTP BankFrom 16/10/2024 to 15/10/2029: 4.25% p.a.
- Green Senior Preferred issue of OTP BankFrom 30/06/2025 to 30/06/2027: 3.5% p.a.
- Senior Preferred issue of OTP BankFrom 03/02/2026 to 03/02/2031: 3.625% p.a.
Last update: 03/02/2026
You can download the above table in excel format here.
Summary of domestic debt securites of OTP Group offered for subscription
| Type of Instrument | ISIN | Subscription period | Date of Issuance | Maturity | Actual coupon | |
|---|---|---|---|---|---|---|
| OTP HUF 261112 | Fixed Rate Bond | HU0000366612 | 20/04/2026 - 14/05/2026 | 14/05/2026 | 12/11/2026 | 6.0% p.a. |
| OTP HUF 2027/5 | Fixed Rate Bond | HU0000366604 | 20/04/2026 - 15/05/2026 | 15/05/2026 | 15/05/2027 | 6.0% p.a. |
Type of Instrument
ISIN
Subscription period
Date of Issuance
Maturity
Actual coupon
- OTP HUF 261112Fixed Rate Bond
- OTP HUF 2027/5Fixed Rate Bond
- OTP HUF 261112HU0000366612
- OTP HUF 2027/5HU0000366604
- OTP HUF 26111220/04/2026 -
14/05/2026 - OTP HUF 2027/520/04/2026 -
15/05/2026
- OTP HUF 26111214/05/2026
- OTP HUF 2027/515/05/2026
- OTP HUF 26111212/11/2026
- OTP HUF 2027/515/05/2027
- OTP HUF 2611126.0% p.a.
- OTP HUF 2027/56.0% p.a.
Last update: 20/04/2026
Summary of the main terms and conditions of outstanding bond issues of
OTP Bank together with the Final Terms in pdf format can be reached here.
Last update: 20/04/2026
(documents are available only in Hungarian)
Read more about outstanding issues
- Announcement of the issue of EUR 500 million Senior Preferred Notes (03/02/2026)
- Announcement of the redemption of RON 170 million Senior Preferred Notes (13/10/2025)
- Announcement of the redemption of USD 60 million Green Senior Preferred Notes (29/09/2025)
- Announcement of the issue of CNY 900 million Green Senior Preferred Notes (30/06/2025)
- Announcement of the redemption of EUR 110 million Senior Non-Preferred Notes (27/06/2025)
- Announcement of the redemption of EUR 75 million Senior Non-Preferred Notes (23/06/2025)
- Announcement of the redemption of EUR 650 million Senior Preferred Notes (04/03/2025)
- Announcement of the redemption of EUR 500 million Tier 2 Notes (07/02/2025)
- Announcement of the issue of USD 750 million Tier2 Notes (30/01/2025)
- Announcement of the issue of EUR 500 million Senior Preferred Notes (16/10/2024)
- Announcement of the issue of CNY 300 million Senior Preferred Notes (01/08/2024)
- Announcement of the redemption of EUR 400 million Green Senior Preferred Notes (15/07/2024)
- Announcement of the redemption of EUR 500 million Tier 2 Notes (15/07/2024)
- Announcement of the issue of EUR 700 million Green Senior Preferred Notes (12/06/2024)
- Announcement of the issue of EUR 600 million Senior Preferred Notes (31/01/2024)
- Announcement of the issue of EUR 650 million Senior Preferred Notes (05/10/2023)
- Announcement of the issue of USD 500 million Senior Preferred Notes (25/05/2023)
- Announcement of the issue of USD 650 million Tier2 Notes (15/02/2023)
Matured Euro Medium Term Note Programmes
(documents are available only in English)
OTP Bank Nyrt. €7,000,000,000 Euro Medium Term Note Programme 2024
- Base Prospectus
- Base Prospectus First Supplement
- Base Prospectus Second Supplement
- Summary of the first nine months 2024 results
- Consolidated, condensed IFRS Financial Statements 1H 2024 (condensed)
- Half-year Financial Report - First half 2024 results
- Summary of the first quarter 2024 results
- Consolidated IFRS Financial Statements 2023
- Consolidated IFRS Financial Statements 2023 – Independent Auditor’s report
- Consolidated IFRS Financial Statements 2022
- Consolidated IFRS Financial Statements 2022 – Independent Auditor’s report
- Agency Agreement
- Deed of Covenant
- Articles of Association
OTP Bank Nyrt. €5,000,000,000 Euro Medium Term Note Programme 2023
- Base Prospectus
- Base Prospectus First Supplement
- Base Prospectus Second Supplement
- Base Prospectus Third Supplement
- Base Prospectus Fourth Supplement
- Base Prospectus Fifth Supplement
- Summary of the first nine months 2023 results
- Consolidated IFRS Financial Statements 1H 2023
- Half-year Financial Report First half 2023 result
- Summary of the first quarter 2023 results
- Consolidated IFRS Financial Statements 2022
- Consolidated IFRS Financial Statements 2022 – Independent Auditor’s report
- Consolidated IFRS Financial Statements 2021
- Consolidated IFRS Financial Statements 2021 – Independent Auditor’s report
- Agency Agreement
- Deed of Covenant
- Articles of Association
OTP Bank Nyrt. €5,000,000,000 Euro Medium Term Note Programme 2022
- Base Prospectus
- Consolidated IFRS Financial Statements 2020
- Consolidated IFRS Financial Statements 2021
- Consolidated IFRS Financial Statements 2021 – Independent Auditor’s report
- Summary of the first quarter 2022 results
- Consolidated IFRS Financial Statements 1H 2022
- Summary of the first nine months 2022 results
- Agency Agreement
- Deed of Covenant
- Articles of Association
- Base Prospectus First Supplement
- Base Prospectus Second Supplement
- Base Prospectus Third Supplement
- Base Prospectus Fourth Supplement
Last update: 06/02/2023
OTP Bank Nyrt. €5,000,000,000 Euro Medium Term Note Programme 2021
- Base Prospectus
- Consolidated IFRS Financial Statements 2020
- Consolidated IFRS Financial Statements 2019
- Summary of the first quarter 2021 results
- Agency Agreement
- Deed of Covenant
- Articles of Association
- Base Prospectus First Supplement
- Consolidated Financial Statements 1H 2021
- Summary of the first nine months 2021 results
Last update: 14/01/2022
OTP Bank Nyrt. €5,000,000,000 Euro Medium Term Note Programme 2020
- Base Prospectus
- Consolidated IFRS Financial Statements 2019
- Consolidated IFRS Financial Statements 2018
- Agency Agreement
- Deed of Covenant
- Articles of Association
Last update: 06/05/2020
Matured Domestic Bond Issuing Programmes
(documents are available only in Hungarian)
OTP Bank Nyrt. HUF 800,000,000 Domestic Bond Issuing Programme 2024-2025
- Base Prospectus
- Base Prospectus First Supplement
- Base Prospectus Second Supplement
- Base Prospectus Third Supplement
- Base Prospectus Fourth Supplement
- Base Prospectus Fifth Supplement
- Base Prospectus Sixth Supplement
Last update: 21/07/2025
OTP Bank Nyrt. HUF 800,000,000 Domestic Bond Issuing Programme 2023-2024
- Base Prospectus
- Base Prospectus First Supplement
- Base Prospectus Second Supplement
- Base Prospectus Third Supplement
- Base Prospectus Fourth Supplement
- Base Prospectus Fifth Supplement
- Base Prospectus Sixth Supplement
- Base Prospectus Seventh Supplement
- Base Prospectus Eighth Supplement
- Base Prospectus Ninth Supplement
- Base Prospectus Tenth Supplement
Last update: 19/06/2024
OTP Bank Nyrt. HUF 200,000,000 Domestic Bond Issuing Programme 2022-2023
- Base Prospectus
- Base Prospectus First Supplement
- Base Prospectus Second Supplement
- Consolidated IFRS Financial Statements 1H 2022
- Summary of the first nine months 2022 results
- Base Prospectus Third Supplement
- Base Prospectus Fourth Supplement
- Base Prospectus Fifth Supplement
- Base Prospectus Sixth Supplement
- Base Prospectus Seventh Supplement
- Base Prospectus Eighth Supplement
- Base Prospectus Ninth Supplement
- Base Prospectus Tenth Supplement
- Base Prospectus Eleventh Supplement
- Base Prospectus Twelfth Supplement
- Base Prospectus Thirteenth Supplement
- Base Prospectus Fourteenth Supplement
- Base Prospectus Fifteenth Supplement
- Base Prospectus Sixteenth Supplement
- Base Prospectus Seventeenth Supplement
Last update: 03/08/2023
OTP Bank Nyrt. HUF 200,000,000 Domestic Bond Issuing Programme 2021-2022
- Base Prospectus
- Consolidated IFRS Financial Statements 2021
- Consolidated IFRS Financial Statements 2021 – Independent Auditor’s report
- Consolidated IFRS Financial Statements 2020
- Summary of the first quarter 2022 results
- Base Prospectus First Supplement
- Base Prospectus Second Supplement
- Base Prospectus Third Supplement
- Base Prospectus Fourth Supplement
- Base Prospectus Fifth Supplement
- Base Prospectus Sixth Supplement
- Base Prospectus Seventh Supplement
Last update: 20/06/2022
Maturity profile of OTP Group’s securities and loans
Maturity profile of OTP Group’s securities and loans as of 31 December 2025 (in EUR million)
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Last update: 06/03/2026